What to do if You Become the Victim of Identity Theft
If you’re like most people, you work hard to build your assets
and maintain good credit in the eyes of lenders. Through no
fault of your own, however, your hard work can be undermined
through Identity theft. Having your identity stolen can wreak
havoc on your life. If your social security number is
compromised, thieves can rack up thousands of dollars on credit
cards you don’t even know you have. Your credit rating can be
ruined to the point where it’s impossible for you to get any
kind of loan. In the worst cases, thieves can get a drivers
licenses in your name and impersonate you in criminal pursuits.
A warrant could be issued for you for crimes someone else
committed in your name.
There are dozens of ways that criminals can access your personal
and financial information. For example, they can steal your
wallet or purse, rifle through your mail for credit
applications, hack into your online accounts or bribe employees
at companies who have access to your financial records and
identity theft protection. Protecting yourself from ID theft
requires constant vigilance. There are steps you can take to
minimize or prevent ID theft, some of the areas of opportunity
for thieves (such as shredding credit card applications and
using computer firewalls), but there are some vulnerabilities
you simply can’t prevent
">ID Theft. For those things, early detection is the only
way to minimize the damage.
The three main credit reporting agencies, TransUnion, Experian
and Equifax, all provide one free credit report per year to
consumers. Reviewing these credit reports is one way to identify
fraudulent activity. Unfortunately, checking your credit report
once a year is not enough to prevent damage from ID theft. Your
credit rating can fall quickly once your identity has been
compromised. You need to know what’s on your credit on a
regular basis to thwart identity thieves from the start.
ID TheftSmart from Comodo offers
">Identity Theft Prevention and restoration services.
Besides providing access to your credit score and credit report,
ID TheftSmart monitors your credit constantly and alerts you to
issues before they have a chance to damage your credit rating.
Additionally, they provide email warnings of potentially
fraudulent activity so you can stop it in its tracks. You do not
have to fear for your credit rating or your good name when you
enroll in the ID TheftSmart program.
If you do become the victim of ID theft, ID TheftSmart makes it
easy to rectify the problem. A team of licensed investigators
immediately puts fraud alerts on your credit to prevent further
damage. They then comb through your personal and financial
records to identify any suspicious activity and work with the
proper authorities to restore your proper credit rating and good
reputation. Recovering from identity theft on your own can take
hundreds of hours of your personal time. If you are a member of
ID TheftSmart, however, most of the work is done for you.
Neither your time nor your credit has to suffer from someone
else’s bad deeds when you protect yourself with ID TheftSmart.
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