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Choosing A Credit Card: The Deal is in the Disclosures

Choosing A Credit Card: The Deal is in the Disclosures

Fees, charges, interest rates, and benefits can vary among credit card issuers. As a result, some credit cards that look like a great deal at first glance may lose their appeal once you read the terms and conditions of use and calculate how the fees could affect your available credit.

 What to Consider when Choosing a Credit Card

What to Consider when Choosing a Credit Card

How many times have you taken out a credit card based purely on its current interest rate or balance transfer option? You need to consider the following 7 options when you
take out a credit card.

Best Credit Card Offers

Best Credit Card Offers

We display credit card information from many major Banks and issuers. Learn how to choose between a variety of Visa, MasterCard, American Express and Discover Cards.

Costly fees that increase debt.

Costly fees that increase debt.

You can keep more of your money by paying attention to the real costs of services. Watch out for these common money losers.

Taking care of credit & debt basics

Taking care of credit & debt basics

Did you have enough money last month to pay all your basic bills - in full? If you are not sure, look at your paychecks and bank statements for a typical month and compare them to your bills.

Identity Theft Facts

Identity Theft Facts

Identity theft victims who detected the crime by monitoring their accounts online had average loses of $551. Identity theft victims who relied on monitoring paper statements had average loses of $4,543.

Scams: Skimming your card and PIN numbers.

Scams: Skimming your card and PIN numbers.

As technology advances, so do skimming techniques. You can protect yourself from skimming by following these tips.

Who Invented Credit Cards

Who Invented Credit Cards

The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers.

How Credit Cards Work

You find something you absolutely have to have, slap down a piece of plastic and voilà – it’s yours! Life sure is good, isn’t it? But have you ever wondered what happens behind the scenes, from the time your credit card gets swiped (actually or virtually) until the time the purchase shows up on your [...]

History of Credit Cards

Love them or hate them, credit cards are a part of everyday life in the twenty-first century. But where did they come from? Who thought up the idea behind a little piece of plastic that could be used to make purchases?
Credit has been with us since time immemorial. In the old days, stores would keep [...]